Personal Investment Management Service (PIMS)

A lump sum investment plan that is flexible and adaptable enough to meet your needs, available from GBP 45,000

As a high net worth, internationally mobile individual, you want a lump sum investment that has the flexibility to react quickly to changing market conditions and/or changes to your location or lifestyle without unnecessary restrictions. You're also looking for a smooth and effective service that meets your expectations. 

PIMS offers a variety of charging structures and multiple investment options that should offer something for the most discerning of individuals. 

Whether you want to appoint an Investment Adviser, Investment Platform or a Discretionary Manager, PIMS can cater for this.

RL360 PIMS in Trust

Using PIMS in conjunction with a trust could really benefit you when structuring your financial affairs. From tax to succession planning, the perfect trust solution might not be far away. 

We have a range of trusts which you can utilise with PIMS, including: 

• Beneficiary Trust
• Discounted Gift Trust
• Gift Trust
• International Flexible Trust
• Isle of Man Probate Trust
• Loan Trust

For more information about each of the trusts and how they might work for you, simply click on the links above. For more general information about trusts start here.

Getting started with PIMS

If you are keen to invest, the first thing you should do is have a conversation with your financial adviser. We believe it's crucial that you take professional advice before investing in any of our products and that is why we only accept business introduced via financial advisers. They will be best placed to advise you as to how to tailor a PIMS plan so that it best meets your specific needs and attitude to risk.

Here is a brief summary of some of the options and key features:

• You can set up a plan in 1 of 7 currencies including Pound sterling (GBP), Euro (EUR), United States dollar (USD) Swiss franc (CHF), Australian dollar (AUD), Hong Kong dollar (HKD) and Japanese yen (JPY).
• You can opt for a capital redemption or life assurance basis.
• You can invest from GBP 45,000 (and the currency equivalent) with the option to increase later.
• PIMS has no fixed fund range and we'll happily consider new investment opportunities as they arise.
• You will benefit from simple cash management. With the PIMS cash account(s) all your transactions, from charges and withdrawals to asset purchases and sales, will all be accounted for in one place. And you'll be able to access a single valuation, covering all your assets.
• You can access your plan at any time and take regular or one-off withdrawals. Please read the PIMS Product Guide which can be found in our PIMS literature suite for more information.