RL360 Oracle

A lump sum investment plan that aims to build wealth for the future, available from USD 28,000

Are you ready to get onto the investment ladder? If so, Oracle gives you a classic solution. This is a lump sum investment that benefits from our quality administration and offshore expertise – with potential for growth over the long-term. 

Oracle is a hassle-free plan, with no dealing and custody charges or cash accounts to worry about. It’s focused on individuals, companies and trustees with moderate amounts to invest, who want to start small but still reap the potential growth offered through a dedicated range of leading funds. 

Of course, even we can’t predict the future. But with a minimum investment of just USD 28,000, or its equivalent in seven currencies, we foresee you being interested in this compelling investment proposition.

RL360 Oracle in Trust

Using Oracle in conjunction with a trust could really benefit you when structuring your financial affairs. From tax to succession planning, the perfect trust solution might not be far away. 

We have a range of trusts which you can utilise with RL360 Oracle, including: 

• Beneficiary Trust
• Discounted Gift Trust
• Gift Trust
• International Flexible Trust
• Isle of Man Probate Trust
• Loan Trust

For more information about each of the trusts and how they might work for you, simply click on the links above. For more general information about trusts start here.

Getting started with Oracle

If you are keen to start investing, the first thing you should do is have a conversation with your financial adviser. We believe it's crucial that you take professional advice before investing in any of our products, and that is why we only accept business introduced via financial advisers. They will be best placed to advise you as to how to tailor an RL360 Oracle plan so that it best meets your specific needs and attitude to risk.

Here is a brief summary of some of the options and key features:

• you can set up a plan in 1 of 7 currencies including Pound sterling (GBP), Euro (EUR), United States dollar (USD), Swiss franc (CHF), Australian dollar (AUD), Hong Kong dollar (HKD) and Japanese yen (JPY)
• you can opt for a capital redemption or life assurance basis
• you can invest from USD 28,000 (or currency equivalent) with the option to increase later
• you will be able to select from more than 350 funds from some of the world's leading fund managers, and you won't pay any initial fund charges
• there are no charges for changing funds, so you can switch between sectors and themes as frequently as you decide
• you can access your plan at any time and take regular or one-off withdrawals. Please read the Oracle Product Guide which can be found in our Oracle literature suite for more information.