RL360 LifePlan - Features

Getting started with LifePlan

If you are needing protection, the first thing you should do is have a conversation with your financial adviser. We believe it's crucial that you take professional advice before considering any of our products, and that is why we only accept business introduced via financial advisers. They will be best placed to advise you as to how to tailor LifePlan to meet your specific protection needs.

 Here is a brief summary of some of the options and features: 

• You can set up a plan in 1 of 3 currencies including Pound sterling (GBP), Euro (EUR) and United States dollar (USD).
• You can arrange term cover alongside whole of life for a specified period. This way, you can have additional cover during the anticipated term of a mortgage or loan, and still have a healthy lump sum on death.
• You can have whole of life cover, without having to pay for the whole of your life. You choose the payment term, stop paying at your chosen age, and still have a fully funded plan in place – even if you live to 100 (or beyond).
• The family-friendly guaranteed insurability option, means that if your circumstances change in the future – due to marriage or birth of a child – you may be able to increase your cover without medical underwriting.

In order to obtain life cover we will, in most cases, require you to undertake a degree of medical underwriting. Maintaining cover is subject to you continuing to pay the agreed amount throughout the relevant term.

For the full details about the RL360 LifePlan protection policy, download the RL360 LifePlan literature suite.